The UK’s most innovative SME Lender
We provide Rapid Capital to businesses even with low credit scores, existing loans, CCJs, challenging industries and defaults, while also offering industry-leading commissions.
- Loans from £5k to £250k
- Easy, rapid, and transparent process
- Same day funding available
The UK’s most innovative SME Lender
We provide Rapid Capital to businesses even with low credit scores, existing loans, CCJs, challenging industries and defaults, while also offering industry-leading commissions.
- Loans from £5k to £250k
- Easy, rapid, and transparent process
- Same day funding available
Have clients declined elsewhere?
Turn that NO into a YES with Rapital.
What makes Rapital different?
At Rapital, we’re more than just a lending partner; we’re your trusted ally. Our mission is to empower businesses of all sizes, credit backgrounds, and industries by providing funding solutions tailored to meet the real-world challenges they encounter.
-
Flexible Financing Options:
Loans from £5,000 to £250,000 to meet your clients’ needs.
-
Rapid Approval Process:
Get an approval in as little as 3 hours with same day funding available.
-
Industry-leading Commissions:
Earn up to 10% commission whilst supporting your clients with high approval rates
-
We can fund deals others won’t:
Especially those with bad credit & existing loans.
-
World class lending experience:
Decades of global experience enabling effective, transparent and seamless SME lending / partnerships.
Our Criteria
Rapital provides rapid capital to businesses most in need of help. Providing they meet the following 3 criteria:
Loan amount:
£5,000 to £250,000
Turnover:
Min £10,000 / month
Trading history:
Min 3 months
Our loan has been designed to meet the needs of clients that have faced even the following challenges:
How it works:
Partnering with Rapital we provide you simple access to rapid, flexible, transparent, and innovative financing. We pride ourselves on simplicity and have a seamless and efficient 3 step funding process:
-
1. Easy Application & Onboarding
Complete the online form and provide us with your client’s information and leave the rest to us.
-
2. Fast Assessment and approvals
We'll review your clients' information and provide conditional terms rapidly. Our transparent offer includes repayment details, free from hidden fees and delivered within hours. You can then choose to accept the deal with our team's assistance or present it to your client with support from one of our dedicated Rapital Business Development Managers.
-
3. Rapid Funding Process and industry leading commissions
Once the loan is accepted, funds will be released on the same day. You will then raise an invoice for our industry leading commissions.
Partnership
At Rapital, our innovative approach ensures you can secure same-day funding for your clients with higher approval rates. Deals declined elsewhere? no problem with Rapital! No reason to let your clients down, we have one of the highest approval rates in the industry.
Our lending ranges from £5,000 to £250,000, and we prioritise fast approvals and flexible repayment plans tailored to your clients’ needs. With rapid approval times, as little as 3 hours, and a specialisation in clients with challenging credit, challenging industries, and existing loans, we offer unparalleled flexibility to help brokers meet their clients’ financing needs effectively.
Partner with us for lending solutions that cater to your clients’ requirements.
Testimonial
What our brokers say
” We were working with a logistics business that was struggling to attain funding across the market.
The borrower had tried, themselves, before approaching us to support with paying wages 48 hours from first contact.
After being declined across the market through us as well, we approached Rapital to explore a lend. We were impressed to see how quick and easy it was to get an approval and funds disbursed; within the same day! A really excellent experience for the borrower and ourselves, demonstrating Rapital’s willingness to support businesses that other lenders won’t.”